On the afternoon of November 9, 2011, the signing ceremony for the first batch of environmental pollution liability insurance for high-tech enterprises in our province was held in Hefei High-tech Industrial Development Zone. Yin Fucai, deputy director of the Provincial Environmental Protection Department, Chen Bingqin, deputy general manager of the Hui Provincial Branch of the China People's Security Bureau, Gao Yong, deputy director of the Municipal Environmental Protection Bureau, and Jingang, deputy director of the High-tech Zone Management Committee, attended the ceremony. Seven companies including Anhui Anda Huatai New Materials Co., Ltd., Gree Electric Appliances (Hefei) Co., Ltd., Anhui Times Innovation Technology Investment and Development Co., Ltd., Hefei Royalstar Laundry Equipment Manufacturing Co., Ltd., Anhui Fengle Fragrance Co., Ltd., Hefei Hesheng New Materials Co., Ltd., and Anhui Kejie Renewable Energy Utilization Co., Ltd. took the lead in insuring possible environmental pollution liability risks with the insurance company. The first batch of signing units has a cumulative compensation limit of 8 million yuan. In the future, if a sudden pollution accident occurs to an insured company, the insurance company will bear corresponding compensation to the victims.

Enterprises purchase this type of insurance. When an unexpected accident or natural disaster occurs, resulting in the release, dispersion, leakage, overflow or escape of toxic and hazardous substances, resulting in personal casualties or direct property losses to the public, the insurance company will compensate the victims. In recent years, pollution accidents from industrial enterprises across the country have occurred from time to time, seriously polluting the environment and endangering people's health. What is particularly embarrassing is that due to their limited strength and other reasons, some companies often find it difficult to bear the compensation claims from victims when sudden pollution accidents occur. The victims are faced with the problem of being unable to receive the compensation they deserve, which can easily lead to more social conflicts. "After an enterprise has purchased environmental liability insurance, once the enterprise encounters an unintentional or sudden environmental pollution accident, the insurance company will compensate the victims accordingly and share the risks faced by the enterprise and society."

This move is not condoning corporate pollution. Since the company has purchased environmental pollution liability insurance, if a sudden environmental pollution accident occurs, the insurance company will pay the bill without having to pay out of pocket. So, will this insurance allow insured companies to relax their prevention and control of corporate pollution, or even become emboldened? "Enterprises must face strict risk assessments by insurance companies before taking out insurance. If loopholes are found, they will be required to rectify them. Therefore, the insurance will become a supervisor of pollution prevention." The person in charge of the Environmental Protection Branch of the High-tech Zone explained: "Moreover, not all pollution accidents can be compensated. Like other insurance products, environmental pollution liability insurance also has deductible clauses. , such as the intentional behavior of the insured. Only when the company encounters an unpredictable, irresistible, and sudden emergency pollution accident will the insurance company pay the bill. Moreover, this kind of insurance only helps the company solve the problem of civil compensation. If the company violates the law and maliciously causes environmental pollution, the environmental protection department will still strictly hold it legally responsible.”